Auto Insurance

Personal auto insurance protects you and your vehicle on the road by offering:

• Liability Coverage: Covers damage to others' property or injuries caused in an accident where you're at fault.
• Collision Coverage: Pays for repairs or replacement of your vehicle after an accident, regardless of fault.
• Comprehensive Coverage: Protects against non-collision events like theft, vandalism, or natural disasters.
• Medical Payments/Personal Injury Protection (PIP): Covers medical expenses for you and your passengers after an accident.
• Uninsured/Underinsured Motorist Coverage: Protects you if you're in an accident caused by a driver with insufficient or no insurance.

California Low-Cost Auto Program (CLCA)

The California Low-Cost Auto Program (CLCA) is designed to provide affordable auto insurance to eligible low-income drivers in California. This program ensures access to basic liability coverage for those who meet specific requirements.

Program Overview

• Coverage Offered: Meets California's minimum liability requirements for property damage and bodily injury.
• Eligibility Requirements:
• Must have a valid California driver’s license.
• Vehicle must be valued at $25,000 or less.
• Meet specific income guidelines based on household size.
• Restrictions: Coverage is limited to liability only and does not include comprehensive or collision coverage.

The CLCA program provides an affordable option for drivers needing to meet legal insurance requirements. Contact us to determine if you qualify or to explore additional coverage options for comprehensive protection!